Airman 1st Class Michael Saechao clarifies an inprocessing form for a finance customer at Ramstein Air Base, Germany, in April 2006. Airman Saechao, a 435th Comptroller Squadron financial customer service technician, was born in America to Thai parents and joined the Air Force to travel. Following a spending plan is an effective way to help ensure goals of traveling and enjoying a comfortable retirement come true. (U.S. Air Force photo/Master Sgt. John E. Lasky)